The future is yours.Your lifelong trusted advisor.

Our Benefits

Your lifelong trusted advisor

We strive to provide you a positive experience and simplify your mortgage approval journey. We want you to achieve your financial goals, we are your lifelong trusted adviser.

Ongoing support

We provide you news about the latest interest rates, offers and promotions through live updates. We will take care of you throughout the home loan settlement journey.

We understand you

We understand what it is like to have many commitments. We make the loan process as efficient as possible so that you can focus on your other commitments.

The Journey

  • STEP

    Search and compare home loan online

    Interest rates are updated LIVE, you can search and shortlist from thousands of home loans on our lender panel at zero cost.
  • STEP

    Speak to our responsible expert.

    Talk to our team to get your expert advice whenever you need to. We will get the very best mortgage solution that tailors your needs.
  • STEP

    Submit your application

    Complete your application and send to us. We take care of everything saving your time at cost free service.
  • STEP

    Track your application

    Once we have verified all the informaiton, we will get back to you if any further information is required. We will also handle all the correspondence with lender and keep you updated on your application.
  • STEP

    Post settlement service

    We also provide other financial services such as tax, accounting, insurance, financial planning if we can help you in any other ways.
Professional and excellent service
“I am a first time home buyer with limited knowledge on how the mortgage works. A VIP Mortgage Solutions broker was referred by my best friend. He provides very detailed and concise answers to my questions when I call him every time. I would like to appreciate his extensive knowledge and exceptional service to get my mortgage approved quickly.”
Ki Tse
We got our first dream home!
Appreciate for everything you have done in helping us pursues our first dream home. The communication, professionalism and efficiency throughout the whole process were superb! I will never hesitate recommending Michael and VIP Mortgage Solutions to any of my family, friends and colleagues.
Fengling Wang
Professional service!
My property could not be settled on time without Shirley's help; she went above & beyond to get the loan approved for my unique situation. It was truly a reflection of your VIP value.
Josh Zhu
Best choice for my future investments!
I've just had my settlement occur on a detailed loan refinancing application. I'd like to thank John Lin of VIP Mortgage Solutions. It was not an easy application but John was always easily contactable and kept me up to date throughout the entire process. His wealth of knowledge regarding this banking application and excellent communication skills really made the process a lot less stressful. In addition, the interest rates he managed to secure me for my loans were a lot lower than my previous interest rates. I highly recommend John Lin and VIP Mortgage Solutions and will continue to use them for my future property/business investments.
Eva Janssen
I received great help from Cynthia for my loan application
Cynthia from VIP Mortgage solution was introduced to me by my friend a year ago. She helped me started planning the application of the loan early, so everything was in order. She’s really a switched-on broker, not only helped with the valuation report of my property at Jewel, WWP, but also provided various options tailored to my financial circumstances for me to choose with. It was a pleasure to have Cynthia and VIP Mortgage Solutions to handle my loan application. I look forward to having their dedicated services for future business as well.
Appreciate the hard work on my refinance application
I would like to say thank you for your hard work to process my refinance application. VIP mortgage was recommended to me through a friend of mine and now I will recommend your team to every investors who I know. All the best to you and your team.
Ali Eslami
Efficient and satisfying work
Thank you for the past half a year during which Michael helped me with settlement of two off-plan properties. And He alsways efficiently solve problems and got satisfying valuation results for both properties. The whole process is smooth and well taken care of. Thank you so much!
Hanhan LI
amazing help with my home loan!
Big thank you to VIP Mortgage Solutions for amazing help with my home loan! All questions I had was answered very clearly and simply, no hassle at all. All staff members were incredibly helpful and friendly and I would highly recommend them for your home loan needs!
Richard CHENG
Efficient Service
Michael was incredibly helpful and efficient for the settlement. Your help and guidance was really appreciated. Thanks so much.
Zhai Peng

Our Services

We provide you with the most effective and efficient mortgage solution. Our knowledge and professional services will leverage your financial growth and make your life easier.

Home Loan

Learn how to become a smart saver.

Car Loan

Our goal is to find out your best deal on car finance.

Commercial & Business Loan

Asset finance is the answer if you need an equipment or machinery.

More Than Just Mortgage Service

Accounting and Tax

We offer a wide range of accounting and tax services facilitating a complete solution of creating and protecting your wealth and adding value to your business.

Financial Planning

Our financial planner gives you the confidence and a peace of mind that your financial future is secured.


Got a question about your premium, policy additions or extras? We will answer them here and direct you to our trusted partners to answer them.

Blog / Latest News

July 27, 2018

WHY Series|| Email from St George Bank : A Request To Provide Tax Residency Status

In late July 2018, our client Mrs. Zhang received an email from St George Bank,

July 24, 2018

Breaking News! Banks shut down major branches and more than 200 employees lose their jobs!

This Wednesday, Bankwest stated that they are planning to close 29 branches in e

July 24, 2018

Why You Should Pay Interest in Advance ?

A way for some eligible investors to have more money in their Pocket! What is In

July 6, 2018

Bonus income and loans

Today we are going to briefly introduce how your bonus income can help with your

June 1, 2018

This is all about Construction loans

The real estate market in Australia has changed a lot. The properties are no lon

May 22, 2018

Sydney Property Expo ended with a full harvest

Hi~ Have you been to our Sydney Property Expo during last weekend? The Sydney Pr

May 17, 2018

Sydney Property Expo 2018| May 19 – 20 (FREE ENTRY)

18th Sydney Property Expo will be held during this weekend! It’s your destinatio

April 11, 2018

2018 Lucky Draw winner revealed!

Do you remember the competition we posted from end of last year?We shared this c

April 3, 2018

The 10,000-hour Rule: the Magic Number of Greatness.

VIP Mortgage Solutions, explains what is “EXTRAORDINARY”--The Winner of Best Cus

March 8, 2018

How to minimise risks caused by variable interest rates?

Let’s take a quick look at the current market trend and we will briefly introduc

Our Company

VIP Mortgage Solutions is a leading finance and mortgage brokerage firm that delivers a wide range of financial services to a substantial client base that includes corporations and individuals. Founded in 2014, the firm has offices in Sydney and China.

Our Mission

Our mission is to help our valued customers to own their financial future by serving the very best tailored mortgage and finance solution. We achieve this by providing positive customer experience and simplifying the journey towards your settlement and beyond.

Our Value



We provide a variety of products or financial services to our clients, who have the option to work with us on choosing the best possible mortgage or financial solution.


We truly believe that integrity is the key to our business. We must demonstrate integrity, which includes trustworthiness, excellence, responsibility, transparency, simplicity at all times and in all circumstances.


We understand each client’s situation is unique, therefore we provide tailored services based on individual’s needs.

The Future Is Yours!

The Future Is Yours! We are always here helping you to achieve your financial GOALS

Our Team

We are experienced and responsible mortgage brokers; friendly and helpful support members, professional and passionate bunch of people who were awarded the Australia Mortgage Award Finalist for New Brokerage of Year in 2016, The Better Business Award winner for Best Customer Service in 2018

Ray Yu

The future is yours!

Michael Yao

Lending Manager
You deserve to get professional lending solutions.

Cynthia Zhang

Credit Manager
specialise in realising your dream

Michael Weng

Lending Specialist
Your Gateway to a Richer Life.

Jasper Yu

Lending Specialist
Korean Language Speaker
Where dreams come true.

Alicia Pan

Lending Specialist
I am your One Stop Solution.

Hanna Yu

Office Administrator
Whatever is worth doing at all is worth doing well

Rosie Yin

PA to Director
Mandarin and Korean Speaker.

Our Lenders

You can search, compare from thousands of products from 40+ lenders at anytime and anywhere.
Watch up this space, there will be so much more to come!

Get in touch